Fresh Start UK can provide the debt management solution that is right for you. We are experts on debt advice, debt management plans, IVAs and bankruptcy.

More about Debt Management Plans

A Debt Management Plan is an agreement with Fresh Start UK for us to manage your debts with your creditors. You deal with us directly instead of dealing with lots of different companies all at different time. We speak to your creditors and negotiate the best rates and solution to help remove the stresses and strains that dealing with debt alone can bring.

A single affordable monthly payment

We believe that telling you what you can pay is never the way. We understand that what you have on paper is never what you are actually left with. We talk with you to find the best monthly payment amount for you, that you can manage and afford. You decide a date that you pay each month, not your creditors. We make sure your payments are sent to your creditors each month on time, instead of you having to remember to pay many companies, all wanting different amounts, at different times and by different methods.

Monthly Statement

We provide a monthly receipt, either by email, post or both, depending on preference. This statement provides full and accurate detail of who you are paying, their references, the current balances and the amount being paid each month. We also include the details of when you will be debt free, based on the current balances and how much you are paying. This means you are never left wondering how much you owe or where you money is going.

Unbeaten on price

Unlike some Debt Management Companies who charge massive initial set-up fees in addition to big monthly fees, Fresh Start UK will not be beaten on prices. We guarantee to match and beat all other fee charging Debt Management Companies in the UK.

Money Back Guarantee

We are the only UK Debt Management Company that offers an Unlimited Cooling Off Period and a full Money Back Guarantee if you are not 100% happy at any stage of the process, start to finish. This gives you the peace of mind and security needed to take the first step to getting out of debt.

No Call Centers

Fresh Start UK is tired of call centers and believes that speaking to a different person every time you have a problem is frustrating and time wasting for you. We offer one on one help only. From the day you first call us to the day we get you debt free you will only have to deal with one person and that is our guarantee. You will have the direct number, direct email and mobile of your debt advisor, making the service completely personal.

Freezing interest and charges  

While we are unable to guarantee that  your interest and charges will be frozen, as the decision is your creditors, we do have excellent relationships with the credit industry, and our track record is very high with nearly all of our clients having interest and charges stopped all together within 6 months of the plan being setup. With most accounts however, this happens much sooner, typically within the first month or two.

What should I do?

Whatever your situation, whatever debts you have, if you ignore the problem it will not disappear, there is no need to suffer in silence. Contact us, give us a call, email or text and talk to someone that truly understands and can help you.