About Debt Management Plans
At Fresh Start UK, we understand the pressures of being in debt, being harassed by your creditors day and night. Debt Management is the most flexible Debt Solution to debt problems and also the most popular.
All agreements are informal so the payments you make each month can change as your life and commitments do. This is also a very good solution if you know your situation will improve in the future and you don’t want the long term formal commitment of an IVA or the massive impact on your credit file of going through Bankruptcy.
How does Debt Management work?
We work with you to decide how much you can afford to pay to each of your creditors and we contact all of the companies you owe money to within 24 hours, so they know we are helping you. We use our experience and knowledge to put forward offers that companies are most likely to accept. *Whilst companies are not obliged to stop or reduce interest we have a very high success rate.
The main benefit of a Debt Management Plan for you is that you only pay what you can afford and it’s a flexible solution. **Whilst your creditors will by law have to be in contact with you, you should receive much less in the way of calls and letters. All problems and questions you have are dealt with by the same person, as were one of the only Debt Management Companies without a call centre.
What should I do?
Whatever your situation, whatever debts you have, if you ignore the problem it will not disappear, there is no need to suffer in silence. Contact us, give us a call, email or text and talk to someone that truly understands and can help you.
Why choose Fresh Start?
Subject to eligibility and acceptance. Conditions apply. Alternative Debt Management Solutions may be offered. Initial advice is free, fees payable for continuing services. Repaying debt over a longer period of time may increase the total amount to be repaid. Your ability to obtain credit will be effected in the short-term and possibly the mid- and long-term. Calls maybe recorded.